Mortgage Protection

Ensure you keep a roof over your heads

Here at Coast & Capital Mortgages we see it as our responsibility to not only help you buy your home, but also to ensure that you keep it – whatever life throws at you.

(Protection services are referred to a third party. Coast & Capital Mortgages is not responsible for the service received) 

Feel protected

A mortgage is likely to be the biggest single debt you’ll ever take on. You may be able to afford the repayments on the property at the outset, however it’s your ongoing ability to service that debt will ultimately determine whether you get to keep the property that you’ve worked so hard to obtain.

Unforeseen circumstances such as death, long-term illness or an accident may affect your ability to maintain your mortgage payments & it’s why we are duty bound to make you aware of options to protect yourself against these events.

Once your Coast & Capital Mortgages adviser has arranged your mortgage, we can refer you to one of our third party life insurance specialists for a no obligation discussion to review any protection policies you already have in place, as well as addressing any additional needs.

We can help with

Mortgage Protection

Protecting your home for you & your family by ensuring should you die (or suffer a critical illness) your mortgage is repaid and you (or your family) can remain in your home.

Family Protection

Protecting your family’s financial future by ensuring should you pass away (or become critically ill) your partner & children are not left with debt or suffer from losing your income.

Income Protection

Providing you with a monthly replacement income should you no longer be able to work due to injury, accident, or illness.

Critical Illness Cover

Providing you with a cash lump sum should you be diagnosed with a critical illness (e.g. heart attack / stroke / cancer).
Please note for these insurance products, terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.

Useful downloads

Take a look through our Resources page for more advice and useful guides.

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An experienced team of mortgage experts

At Coast & Capital Mortgages, we pride ourselves on being a small, dedicated team with a wealth of experience in the mortgage industry. With expert knowledge of the market, alongside our close relationships with lenders, you’re in good hands!

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