Helping you when moving home
Our team at Coast & Capital Mortgages want to help make moving home a straightforward and stress-free process. Our expert advisers will work with you to ascertain your budget for your move & then search for the most suitable mortgage deal in an ever-changing market.
Coast & Capital Mortgages offers step-by-step guidance to help you through your new purchase. We’re often more than just your mortgage adviser, we’re here to help with all your questions & liaise with the relevant third parties on your behalf throughout the moving process. We draw the line at doing your packing though!
Typically the home moving process will be…
Contact estate agents
Contact estate agents for an appraisal on the value of your current home. Get your property looking its best in preparation for viewings!
Speak to your Coast & Capital Mortgages adviser
Speak to your Coast & Capital Mortgages adviser to assess your affordability on a new mortgage to ensure your planned move is feasible.
Obtain an Agreement In Principle
Obtain an Agreement In Principle (AIP) with an appropriate lender – we can provide you with a mortgage certificate to evidence your ability to obtain the finance for the planned move.
List your current property for sale
List your current property for sale with your chosen estate agent & wait for potential buyers to form an orderly queue.
Start viewings
Start viewings & find your dream home.
Agree the sale
Agree the sale on your property & negotiate the purchase price of your new home.
Appoint a conveyancing solicitor
Appoint a conveyancing solicitor (we can help if you need a recommendation).
Contact your Coast & Capital Mortgages adviser
Get back in touch with your Coast & Capital Mortgages adviser so we can source the market for the most suitable deal for your circumstances & get a mortgage application submitted.
Conveyancing takes place
Conveyancing takes place (more details here) & obtain your mortgage offer.
Agree exchange
Agree exchange & completion dates.
Say goodbye
Say goodbye to your old property & pick up the keys to your new home!
Completion
Moving day!
This reflects the process in England & Wales
